Terms of Use

Introduction

Welcome to www.halalloans.com.au, a digital service provided by Halal Loans. These Terms of Use govern your access to and use of www.halalloans.com.au and its content, services, and products. By accessing or using www.halalloans.com.au, you agree to be bound by these terms.

Use of the Website

• Eligibility: You must be at least 18 years old to use www.halalloans.com.au.
• Acceptable Use: You agree to use www.halalloans.com.au only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website.
• Intellectual Property: The content on www.halalloans.com.au, including text, graphics, images, and software, is the property of Halal Loans and is protected by copyright and intellectual property laws. You may not reproduce, redistribute, or transmit any part of the website without our prior written consent.

Lead Referral Service

Halal Loans is an information and referral service. We are not a lender, credit provider, or financial adviser. When you submit an enquiry form on our website:

• Your personal details will be shared with our partner Sharia-compliant finance provider, who will contact you directly about your enquiry
• Halal Loans receives a referral fee from our partner for connecting enquirers with their services. This is a paid commercial arrangement
• Halal Loans does not guarantee loan approval, interest rates, specific finance terms, or the suitability of any product for your circumstances
• The decision to proceed with any finance product rests entirely with you and the finance provider
• You should conduct your own due diligence before entering into any financial arrangement

For more detail on how we handle your personal information in this process, please refer to our Privacy Policy.

Financial Disclaimer

The content on www.halalloans.com.au is provided for general information purposes only. It does not constitute financial advice, investment advice, or a recommendation to enter into any financial product or transaction.

Halal Loans does not hold an Australian Financial Services Licence (AFSL) or an Australian Credit Licence (ACL). We do not provide personal financial advice or credit assistance.

Before making any financial decision, you should:

• Consider your own financial situation, objectives, and needs
• Seek independent financial, legal, and tax advice from a qualified professional
• Read and understand the terms and conditions, product disclosure statements, and other relevant documents provided by any finance provider

Limitation of Liability

• Content Accuracy: While Halal Loans strives to provide accurate information, we make no representations or warranties as to the accuracy, completeness, or timeliness of the content on www.halalloans.com.au.
• Third-Party Links: www.halalloans.com.au may contain links to third-party websites. Halal Loans is not responsible for the content or privacy practices of these sites.
• Damages: In no event will Halal Loans be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of www.halalloans.com.au or any referral made through our service.

User Conduct

• Prohibited Activities: You may not use www.halalloans.com.au to engage in illegal activities, transmit harmful or malicious software, submit false or misleading information, or conduct activities that may harm Halal Loans or other users.
• Form Submissions: Information you submit through our forms must be accurate and truthful. Submitting false information may result in your enquiry not being processed.

Privacy Policy

Your use of www.halalloans.com.au is also governed by our Privacy Policy, which outlines how we collect, use, and disclose information about our users, including how your details are shared with our partner finance provider.

Termination

Halal Loans reserves the right to terminate or suspend your access to www.halalloans.com.au without prior notice for violating these Terms of Use.

Changes to Terms

Halal Loans may modify these Terms of Use at any time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of www.halalloans.com.au after any such changes indicates your acceptance of the new terms.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of New South Wales, Australia. Any disputes arising from or in connection with these terms shall be subject to the jurisdiction of the courts of New South Wales.

Contact Us

If you have any questions about these Terms of Use, please contact us at info@halalloans.com.au.