About Us

How to Apply for Halal Finance

At Halal Loans, our doors are open to all. Whether you're an Australian Citizen, Permanent Resident, Non-Resident, or Non-Citizen, we welcome you to explore our Sharia-compliant financial solutions.

100% Sharia Certified

15+ Years Trusted

2,000+ Families Helped

Who Can Apply?

We believe in inclusivity and providing opportunities to all individuals, regardless of background or residency status. Halal Loans welcomes applications from:

Australian Citizens — Full access to all our Sharia-compliant finance products
Permanent Residents — Eligible for our complete range of halal finance solutions
Non-Residents — We offer tailored solutions for non-resident applicants
Non-Citizens — Explore our finance options regardless of citizenship status

Approval is subject to meeting our selection criteria, but your journey to financial empowerment begins here with Halal Loans.

What You'll Need

To expedite the approval process, certain documentation will be required. While the specific documents depend on your circumstances, here are the common requirements:

Identification documents — Valid passport, driver's licence, or government-issued ID
Proof of income — Recent payslips, tax returns, or business financials
Financial statements — Bank statements showing your savings history and spending patterns
Property details — If you've already identified a property, provide the relevant information

Self-Employed Applicants

If you're self-employed, we have flexible options including our Halal Low Doc Loan product. This is designed for applicants who may not have traditional income documentation but can demonstrate their ability to service the finance.

The Application Process

Initial enquiry — Contact us online or by phone to discuss your needs and eligibility
Document collection — Gather and submit the required documentation
Assessment — Our team reviews your application including serviceability and credit checks
Approval — Receive conditional approval and proceed to property selection

Get in Touch

Our team is here to guide you every step of the way, ensuring a seamless experience tailored to your needs. Take the first step toward your financial goals with Halal Loans — where everyone is welcome and opportunities abound.